Is LVNV Funding LLC an abusive and cruel collection agency? Naturally, but can anyone help?

Is LVNV Funding LLC an abusive and cruel collection agency? Naturally, but can anyone help?

I wrote on the topic of bottom feeders yesterday at this site.

http://eslkevin.wordpress.com/2011/04/25/high-time-to-repeal-the-%E2%80%9Cbankruptcy-abuse-prevention-and-consumer-protection-act-of-2005/

LVNV Funding LLC: What to do if you find them on your credit report

Check out this site and see if they can help you with the ever abusive bottom feeder LVNV Funding LLC .

Tell me if they really help or are a scam, too.
http://www.debtconsolidationcare.com/forums/lvnvfunding.html

By Good Nelly
Good Nelly
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LVNV Funding LLC is a collection agency that works for creditors to collect on charged-off debt accounts. However, most of the time LVNV appears to forward their accounts to various other collection agencies and attorneys for collection instead of managing the accounts themselves. If you want to know what to do if you find LVNV listing on your credit report or how they treat consumers, check out the topics given below:

What to do when LVNV Funding shows up on your credit report

How LVNV Funding treats consumers and reports credit information

How to contact LVNV Funding LLC

How LVNV Funding treats consumers and reports credit information

Check out these LVNV Funding complaints made by community members and guests in the DebtCC forum.

Filing lawsuit for wrong debt: One consumer reports that LVNV Funding LLC has filed a lawsuit against his old mother for a bill which she didn’t owe. The lady had no idea as to which company has transferred credit information on her name to LVNV. Learn more…
No response to validation letters: Debtors complain that they receive repeated phone calls from the attorneys associated with the CA but when they send validation letters, the CA or the attorneys do not respond. One consumer sent a validation letter to one of the attorneys and after 2 months, he received a letter of response from a different attorney. However, the amount mentioned in the letter of response was similar to the amount demanded by the attorney to whom the validation letter was sent. Check out these further details…
Account re-entry on credit report after 7 years: LVNV Funding LLC may purchase a default account from a creditor and then report it on your credit report as a new charge with a new date. This may happen even though the negative listing has stayed on the credit report for 7 years and is about to be erased from the report. Learn more…
Reporting debts which are not owed: Many believe LVNV Funding LLC harasses people for money and reports outstanding balances to the credit bureaus even though consumers may not owe the money. Find out more…

One consumer is said to have received a summons even though the CA promised to look into the matter when they were sent the validation letter. However, the papers were not stamped or signed by a court clerk. A few days later, the consumer learned that his wages would be garnished. But he couldn’t just verify whether he actually owed any money. Learn the details…
Issue with disputed account: A consumer received a call from LVNV Funding LLC for the money he owed on an MCI account. The CA couldn’t give him the account number, phone number, and other account details. The consumer had received a bill earlier from MCI, but he had refused to pay it and had disputed the amount.

However, LVNV made sure that the account showed up on his credit report even though it had been more than 7 years. The consumer asked the CA to co-ordinate with the credit bureau so that his credit report showed “Account disputed”. But LVNV didn’t agree and insisted that they would only clear his credit up if he would settle the bill. Find out more…

How to contact LVNV Funding LLC

If you need to contact LVNV Funding collection agency regarding payment issues or to dispute the account held by them, use the contact information given below:

LVNV FUNDING LLC
P.O.Box 3038
Evansville, IN 47730

Telephone: (886) 861-8182, (866) 464-1183
Fax: (812) 428-3523

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Htgt123
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Sub: #1 LVNV Funding LLC: What to do if you find them on your credit report
Replied on 01-05-2006, 09:53 AM
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I noticed on my credit report that there is a company called LVNV Funding LLC for $3195. The address and phone number are PO Box 10584, Greenville SC 29603-0584 and the LVNV Funding LLC phone number listed is 866-464-1183.

When I enter the lvnv funding phone number, (866) 464-1183 on the BBB website, it comes up with a Houston, TX address.

Has anyone dealt with this company? Have you heard of lvnv funding complaints?

Thanks

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Sub: #2
Replied on 01-05-2006, 12:46 PM
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Htgt123, lvnv funding, llc is located in Indiana as well as in Texas.

From where did you get the address you posted?

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Sub: #3
Replied on 01-05-2006, 01:13 PM
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I got lvnv funding address from my credit report.

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Sub: #4 Confirm LVNV funding LLC address from bureau
Replied on 01-05-2006, 01:17 PM
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Call the bureau and confirm address of LVNV funding if you are in a fix. Do you owe anything to this company? If so, write a letter about settling this account. The stay of this account in your CR is hurting your credit rating.

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Sub: #5 lvnv funding scam?
Replied on 01-06-2006, 06:43 AM
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I know lvnv funding account is hurting my credit report. That is why I am asking anyone if they know about this company, because I have not heard of them. I just wanted some insite about the company. They only show up on one credit report.

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Sub: #6 Dispute lvnv account with credit bureau
Replied on 01-06-2006, 11:29 AM
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If there is no legitimate reason for LVNV Funding LLC to stay in your credit report, then you should place a dispute with them and get the account removed from your file. Here is a letter that you can use to clarify the matter:

Quote:
YOUR NAME
ADDRESS
CITY, STATE, ZIP CODE

CREDITOR NAME
ADDRESS
CITY, STATE, ZIP CODE

Date:

To Whom It May Concern:

My credit rating was negatively affected by your entry to the that showed a past due status of my account with you. Therefore, I request that you submit a statement to that reflects the actual status of my credit report.

Thank you for your attention to this request.

Sincerely,

Your Name
Be sure that you have sent this letter certified with return receipt requested.

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Sub: #7
Replied on 01-10-2006, 10:34 AM
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Thank you so much for having lvnv funding llc phone number. I have never heard of this company until I pulled my credit and the company was on there.

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Sub: #8 LVNV llc repoted in my husband’s credit report
Replied on 01-24-2006, 03:24 PM
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My Husband had LVNV funding collections item on his report as well and we called them awhile ago.. Come to find out it was a credit card he had through Sears back in 1998

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Sub: #9
Replied on 01-24-2006, 03:34 PM
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kchriste, be sure to check the statutes before you make any payment towards the account or sign a promissory note. Check the date of last activity and see if it is within the statutes.

Under no circumstances, you will be forced to pay the debt to LVNV funding if it is past the statutes. However, if the stay of this account is too far from the 7 years mark as per the FCRA, paying it off will be improving your scores.

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Sub: #10 lvnv funding collections wrong info
Replied on 01-24-2006, 04:32 PM
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Really? oh you know what I just looked at it and I gave wrong info, it was only from 2003. LVNV funding LLC recently sent us a letter stating we can pay $20 a month after we called an inquired about it and they said we are to pay it in full and there are no settlments.

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Sub: #11 what to do if lvnv funding llc debt is real
Replied on 01-24-2006, 04:36 PM
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If it’s a legitimate debt, don’t roll it further. Consider paying it off at one single time. It will only improve your credit worthiness. You are already trying hard to improve your ratings. Any constructive steps taken will be helpful to your credit worthiness.

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Sub: #12
Replied on 01-24-2006, 04:41 PM
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Unfortunately we cannot pay it off at one time. I know that would be better for us to do but we just don’t have that money laying around or else I would. That’s why I try and do as much as we can to take care of these things.

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Sub: #13 lvnv funding llc address
Replied on 01-27-2006, 05:10 AM
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Does anyone have lvnv funding address so I can send the letter to them

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Sub: #14 lvnv funding mailing address
Replied on 01-27-2006, 06:41 AM
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The address I have for them is listed at the top of this thread. However, here are more details on LVNV FUNDING LLC contact info:

LVNV Funding LLC
P.O.Box 3038
Evansville, IN 47730
Telephone: (886) 861-8182, (866) 464-1183
Fax: (812) 428-3523

LVNV Funding LLC / Resergent
Yahoo Map
9700 Bissonnet, Suite 200
Houston, TX 77036

Resurgent Capital Services LP
LVNV FUNDING )
15 South Main Street Suite 600
Greenville, SC 29601

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Sub: #15 lvnv funding collection agency
Replied on 01-28-2006, 03:22 PM
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Jan 28th 06
I JUST got a letter from these people from Henderson NV They do not say what accounts it is in regards to..but it is $5,167.34 Judgement.

I was injured in 02 and could not and still can not pay a couple of bills from prior years..not by choice.
I am on welfare and disability..have no assets..or money to pay..let alone hardly for food!

Living below the poverty level a real nightmare in my life.

I am not well..and can not work etc.

Advise Please

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Sub: #16 LVNV Funding summon
Replied on 01-28-2006, 03:29 PM
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Elaina, you must visit the office of the local County Clerk and see if there is any legal judgment in your name. Check whether the plaintiff is LVNV Funding LLC Collections.

Normally, in case of a legal judgment, court papers are served 20 days in advance to attend the hearing. Were you served any such court papers? Also, please check the latest copy of your credit report and see if it’s shown on there.

Without the legal papers, the judgment won’t be considered legal. The company might have framed a letter putting some legal affect in it.

I am very sorry to hear about your situation. You can take some restitution program and see if you can qualify for it.

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